Privacy Policy
Khuaish Insurance ("Khuaish Insurance," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit khuaishinsurance.com (the "Site"), request a quote, or otherwise interact with our agency. Please read this policy carefully. By using the Site, you agree to the practices described below.
Table of Contents
1. Information We Collect
We collect information in the following ways:
Information You Provide Directly
- Contact details such as your name, mailing address, email address, and phone number.
- Quote and application information, including details about your vehicle, home, health, business, or travel plans needed to prepare an insurance quote.
- Communications you send us, including messages submitted through our contact form, email, or phone calls.
- Payment information, where applicable, processed securely through our carrier and payment partners.
Information Collected Automatically
- Device and usage data such as your IP address, browser type, operating system, referring URLs, and pages visited.
- Approximate location derived from your IP address.
- Information collected through cookies and similar tracking technologies, described in Section 4 below.
Information From Third Parties
- Insurance carriers, consumer reporting agencies, and motor vehicle records, where permitted by law, to help us prepare accurate quotes.
- Publicly available information used to verify or supplement the details you provide.
2. How We Use Your Information
We use the information we collect to:
- Prepare, present, and bind insurance quotes and policies on your behalf.
- Communicate with you about your policy, renewals, claims, and service requests.
- Respond to inquiries submitted through our contact form or by phone or email.
- Improve our Site, services, and the overall client experience.
- Detect, investigate, and prevent fraudulent or unauthorized activity.
- Comply with applicable insurance regulations and legal obligations.
- Send marketing communications about products and promotions, where you have not opted out.
3. Information Sharing & Disclosure
We do not sell your personal information. We may share your information with:
- Insurance carriers and underwriters — to obtain quotes, bind coverage, and service your policy.
- Service providers — vendors who support our operations, such as hosting providers, email platforms, and customer relationship management tools, under confidentiality obligations.
- Regulators and law enforcement — when required by law, subpoena, or to protect the rights, property, or safety of Khuaish Insurance, our clients, or others.
- Business transfers — in connection with a merger, acquisition, or sale of assets, subject to standard confidentiality arrangements.
4. Cookies & Tracking Technologies
Our Site uses cookies and similar technologies to remember your preferences, understand how visitors use our Site, and support basic functionality. You can control cookies through your browser settings; disabling cookies may limit some features of the Site. We may also use analytics tools to understand aggregate traffic patterns — this data does not typically identify you personally.
5. Data Security
We maintain administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. While we work hard to protect your data, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.
6. Your Privacy Rights & Choices
Depending on your state of residence, you may have the right to:
- Request access to the personal information we hold about you.
- Request correction of inaccurate or incomplete information.
- Request deletion of your personal information, subject to legal and contractual retention requirements.
- Opt out of marketing communications at any time by clicking "unsubscribe" or contacting us directly.
- Opt out of the sale or sharing of personal information, to the extent applicable under state privacy laws.
To exercise any of these rights, please contact us using the information in Section 10 below. We will respond within the timeframe required by applicable law.
7. Children's Privacy
Our Site and services are intended for individuals who are at least 18 years old. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us so we can promptly remove it.
8. Third-Party Links
Our Site may contain links to third-party websites, including insurance carrier portals. We are not responsible for the privacy practices or content of those third-party sites. We encourage you to review the privacy policy of any site you visit.
9. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. The "Last Updated" date at the top of this page indicates when the policy was last revised. We encourage you to review this page periodically.
10. Contact Us
If you have questions about this Privacy Policy or how we handle your personal information, please contact us:
- Phone: (888) 572-0114
- Email: privacy@khuaishinsurance.com
- Mail: Khuaish Insurance, 4820 Meridian Business Court, Suite 220, Plano, TX 75024